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Welcome to Alternative Risk Consultants

At Alternative Risk Consultants, we are continuously working to provide your firm with the most cost effective Property & Casualty Risk Management Programs to protect your employees, your assets and the public you serve. Our typical commercial client profile includes middle market accounts that normally transfer their insurance exposures to conventional insurance companies. In addition to middle market accounts, we service large commercial clients that enjoy many of the benefits of participating in an alternative risk financing program. As your company expands, we offer the expertise and specialized industry programs needed to match potential changes in your company's operations.

Our consultants have access to a large network of “A” Excellent Rated insurance carriers, third party administrators, loss control specialists and other insurance providers domestically and internationally. This network of providers, combined with our consultants’ product knowledge, experience and personal underwriting relationships help us design a comprehensive, cost efficient Risk Management Program specifically tailored to achieve your risk management objectives.

We take great pride in analyzing your exposures to loss and listening to what levels of loss you are willing and can afford to assume. Our consultants understand the benefits and challenges of self-insurance and have significant experience in dealing with our insurance partners to transfer your catastrophe exposures. Our consultants/brokers work closely with our insurance partners, third party administrators, and loss control specialists to design a risk management program that “balances your risk.”

Our Partners & Associates

Alternative Risk Consultants is a member of the Professional Insurance Agents Association of OH.  We participate in other insurance industry groups and take great pride in representing a wide range of insurance companies.. Our insurance company partners assist in developing cutting edge risk management practices that offer real time on-line technology in accessing client claim information needed to support an effective risk management program. Our consultants understand our insurance company partner’s strengths and match the appropriate insurance partner with our client’s profile, including unique coverage needs, risk assumption, loss control and claims management services. We assist your Team on an ongoing basis including the establishment of agreed benchmarks, quarterly claim reviews and specifically designed loss control program. A partial listing of insurance company partners are:

Liberty Mutual logo Ohio Casualty logo
Travelers logo CNA logo
Great American logo Chartis logo


Chubb logo


Lloyds of London logo
Zurich logo XL Insurance Group logo
XL Insurance Group
Sitnal Insurance Professional Insurance Agents Association of OH
Arch Insurance Group

PRIVACY Statement listed below:


Privacy and Security
Complete privacy, confidentiality and security are not yet possible over the Internet. As a result, our Agency will not be responsible or liable for any harm or loss resulting from use, communication or transmission of any information to or from this website. Material is not to be copied from our website.
Use at Your own Risk and Information Accuracy
The contents and information of this website are given strictly for your convenience. You must always consult with your insurance agent and refer to your specific insurance policy declaration for specific coverage information about your policy. This information is subject to change and updated at any time without prior notice. The information in this Site is not to be relied upon for any financial, legal or insurance purposes and is intended for information purposes only. We will not be held responsible for any detrimental reliance you place on this Site or its content. It is agreed that if you use this website it shall be on an 'as is' basis and entirely at your own risk.
No Liability Implied or Stated
Alternative Risk Consultants, its associated companies, its officers, directors, associates, agents, or employees, or any other person associated with this Site, shall not be liable or responsible for any harm, loss or damage (whether arising in contract, tort negligence, or otherwise) that may arise in any connection with use of this Site, including any indirect, direct, special, third party, or consequential damages. Every Insurance Policy package has limits and exclusions. It is the responsibility of each individual and company to be knowledgeable and aware of the wordings and coverage's for their Insurance Policy.
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