Property & Casualty Insurance

Property & Casualty Insurance

  • What we insure?

    One of our main objectives as your advisor is to protect your employees, your assets and the public you serve with a custom designed insurance program that meets your needs. Every business we deal with has unique exposures based on their industry group and specific operations.
    We work with your Team to identify the coverages you need and then we market your insurance program to our insurance carrier/partners to create the broadest program of coverage available at the lowest cost to your organization. Listed below are many of the standard coverages and several optional coverages your operations may need. We look forward to reviewing your exposures & needs with your Risk Management Team so we can help you reach your goals and objectives.

  • Property Insurance

    Buildings, Personal Property, Business Income/Extra Expense
    Boiler & Machinery – Equipment Breakdown protection
    Flood & Earthquake
    Contractors Equipment – Inland Marine
    Motor Truck Cargo – Form H filings provided
    Builders Risk – Installation floaters
    Crime/Employee Dishonesty protection
    Computer Fraud

  • Casualty Insurance

    General Liability – Premises Operations, Products Liability – Completed Operations, Contractual liability protection
    Medical Professional liability - Malpractice coverage available on an Occurrence or Claims Made basis
    Fleet Auto liability, physical damage, hired, non owned auto, uninsured- underinsured motorist protection
    Workers Compensation – Domestic and Foreign as needed
    Trucking Primary Liability – Form E filings provided
    Owner Operator programs
    • Occupational Accident – Contingent Workers Compensation for Motor Carrier
    • Non Trucking Liability
    • Owner Operator Physical Damage
    • Motor Carrier E & O protection
    Umbrella / Excess protection
    Credit – Receivables Insurance domestic and foreign as needed
    Environmental – Pollution liability
    Cyber Risk Liability
    Foreign Liability for your international exposures

  • Surety and Bonding

    Bid-Payment-Performance and other bonds are available to meet your needs as required by your business contracts

  • Management Liability

    Directors & Officers Insurance – Employment Practices Liability – Fiduciary Liability
    Professional Liability – Errors & Omissions protection
    Merger & Acquisition products
    Kidnap & Ransom protection

  • Industry Specialization

    We can work with clients from virtually any industry group. However, we do have insurance carriers and partners that specialize in the industry groups listed below. With these insurance providers we have enhanced coverage forms that provide your firm with some of the broadest coverages available in the marketplace. These specialized programs also have extra premium discounts included that drive down your net insurance cost. These programs can also be designed with higher deductibles or levels of self-insurance that allow you more involvement in the claim handling process.

    Healthcare – Independent, Assisted & Long Term Care
    Medical Professional Liability - Malpractice
    Security Services
    Manufacturing – Metal Goods programs
    Transportation – Trucking
    Service Sectors – Including Professional Liability
    Construction – Surety
    Financial Institutions